Once you sign up for an Oakam loan, you’re not merely developing a brighter economic future on your own, you’ll be element of a like-minded community this is certainly increasing acce to affordable credit for several
Every time we support individuals while they achieve their funds objectives, build their credit profile and acce better loan prices. During the exact same time, by making use of our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for everybody.
Join our community of 150,000+ clients.
New consumer? Start today with financing from ?100 to ?800. Fast turnaround without any belated charges
279% fixed yearly interest (1427% APR representative)pare Oakam with other loan providers right right here.
Current clients can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.
susceptible to terms
Apply with full confidence
Fill our safe application that is online get a decision in mins. No setup charges, no belated charges with no very early payment costs.
Begin your Oakam journey
Place your loan to work alongside the Oakam software, increase your credit history as time passes and grow your solution to a brighter future that is financial.
Tailor your loan
Acce lower prices and bigger quantities as you repay your loan. Borrow up to ?5,000 as time passes. Learn more
Join the customers that are 150,000 trust us
We’re more than simply a cash loan provider: we’re for a miion to help make credit that is acceible truth for several.
Install our mobile software
The Oakam app that is mobile enable you to use along with assistance you handle your loan:
Bad credit? We will pay attention
We’ll tune in to your tale if you should be on advantages, have bad credit rating or perhaps found its way to the united kingdom. We’ve caused it to be our miion to split down barriers that are financial increase acce for several.
No house visits – ever!
Cash is a matter that is private we keep it in that way. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you may constantly achieve us online or higher the telephone.
No concealed shocks
At Oakam you’re constantly in control. Our items are easy and clear. We don’t charge late costs and there’s no cost aociated with repaying early.
Your connection up to a brighter future that is financial
You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of assisting you create your credit profile with time.
Handle the Oakam app to your loan
Acce your loan and payment routine by getting our application, and use for tops ups and brand new loans in the near future.
Oakam provides simple and easy economic solutions for individuals who find it hard to borrow from banking institutions. We provide accountable acce to credit and are also specialized in serving our clients with respect.
Every time we help individuals while they achieve their cash objectives, build their credit profile, and acce better loan prices. During the exact same time, through the use of our mobile application to settle on time, Oakam customers are transforming the financing industry, making credit le costly and much more acceible for all.
How exactly does it work?
It’s simple! You’ll use on our web site, or via our mobile application. The application could be downloaded through the Apple iStore for iPhone devices, or in the Bing Enjoy shop for Android os products. In the event your application is authorized, the bucks may be provided for your money from the exact same day. Many candidates that are succeful their loans within a few hours to be approved.
At the mercy of status. In the application, we shall ask you for the month-to-month earnings and expenditure in information, to be able to concur that you’ll manage the month-to-month repayments on the life of the mortgage.
Does Oakam do a credit search?
Yes. But we don’t base our choice entirely on your credit score. At Oakam we realize that life does not go as planned always. We realize you will probably have run into financial hardships in past times so that as a consequence, you could have a bad credit rating. Unlike other loan providers though, Oakam will perhaps not automatically blacklist you have actually mied repayments. Your credit score and affordability aement assist us comprehend your situation that is current when ae the job for a financial loan.
Therefore, also if you’ve been declined by other loan providers within the past, we would nevertheless be in a position to assist.